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TIP! Do not use your credit card to make purchases or everyday items like milk, eggs, gas and chewing gum. Doing this can quickly become a habit and you can end up racking your debts up quite quickly.
TIP! To avoid interest charges, don't treat your credit card as you would an ATM card. Don't get in the habit of charging every single item that you buy.
TIP! Make a spending plan. When carrying a credit card on you and shopping without a plan, you have a higher chance of impulse buying or overspending.
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