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TIP! Many different things can positively and negatively impact ones credit. In order to repair ones credit they must first know what damaged it in the first place.
TIP! If you have to correspond with a credit reporting agency always make sure that you do everything in your own writing. Using a typewriter or a computer to compose the letter will lead them to believe that you are dealing with a credit repair company and it will lead them to red flag your account.
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