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TIP! Consider making more than one payment each month. If you send out a minimum payment twice each month, you will get ahead on the balance and you are less likely to be late on your payment.
TIP! If you need to use credit cards, it is best to use one credit card with a larger balance, than 2, or 3 with lower balances. The more credit cards you own, the lower your credit score will be.
TIP! If you are a college student, you may find that you are getting offers for student credit cards. If you are looking to get a credit card, you may want to take one of these companies up on the offer.
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